S95

Specialist Commercial Finance

Finance for entrepreneurs, investors & athletes.

S95 Capital connects incorporated businesses and corporate borrowers with independent, third-party finance providers. We are a finance introducer, not a lender, and we do not make lending decisions.

Funding, made simpler

Finding the right finance can take time you don’t have. Every provider has different criteria, products and processes, and the high street doesn’t always understand ambitious businesses, property investors or athletes with non-standard income.

S95 Capital does the searching for you. Tell us what your company needs, and we’ll introduce you to finance providers who are the right fit for your plans.

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Why S95 Capital

Commercial finance.
Tailored solutions.

01

Tailored solutions

Built around your business — every introduction reflects your actual commercial objectives, not a generic template.

02

Commercial specialists

Deep expertise across seven commercial finance categories, focused solely on incorporated businesses and corporate borrowers.

03

Introductions, not lending

We connect you with independent finance providers who may be able to consider your requirements. S95 Capital is not a lender and does not make lending decisions.

What we arrange

Seven ways we fund
your next move.

Each service is run by specialists who work in that market daily, connecting eligible incorporated businesses and corporate borrowers with the right finance provider.

01
Keep your business moving

Business Funding

Fast, flexible funding for the day-to-day running and growth of your business — unsecured loans, merchant cash advance, revolving credit and more.

02
Buy, grow, invest

Commercial Property Finance

Larger, longer-term funding for buying premises, acquiring a business or refinancing debt — commercial mortgages, term loans, acquisition finance and more.

Larger, longer-term loans Learn more Enquire about this →
03
Built for property deals

Property Development Finance

Fast, flexible funding for property investors, developers and landlords — bridging, auction finance, refurbishment, development and buy-to-let.

Bridging to development Learn more Enquire about this →
04
Stop waiting to get paid

Invoice Finance

Stop waiting 30, 60 or 90 days to get paid — invoice finance releases the cash tied up in your unpaid invoices, so wages, suppliers and bills don't have to wait either.

Up to 90% advanced Learn more Enquire about this →
05
Stay on the road

Commercial Vehicle & Fleet Funding

Spread the cost of vans, trucks, cars and whole fleets instead of paying up front — hire purchase, lease purchase, contract hire and more, so vehicles don't tie up cash your business needs.

Vans to full fleets Learn more Enquire about this →
06
When timing matters

Bridging Finance

Fast, flexible short-term funding secured against property for time-sensitive deals — auction purchases, chain breaks, refurbishments and more, when a traditional mortgage or bank loan would be too slow.

1–24 month terms Learn more Enquire about this →
07
Built around your career

Finance for Athletes

Funding built around the way athletes earn, invest and build for the future — connecting athletes who operate through their own companies with specialist finance providers.

Discreet & confidential Learn more Enquire about this →

How it works

From enquiry
to introduction, fast.

01

Tell us about your business

A short call or form — your company, what the funding is for, how much, and when you need it.

02

We assess the fit

We confirm your enquiry sits within our commercial finance scope, then identify providers suited to your circumstances.

03

Options back within a day

Clear next steps, not jargon — so you can decide quickly and keep moving.

04

Introduction made

Once you're happy, we make the introduction. Any finance agreement is between you and the provider.

0 Commercial finance
categories
0 Business day
typical response
0% Tailored,
never templated

Get in touch

Ready to fund
your next move?

Tell us what you're financing and we'll come back with options within one working day.

Thanks — a specialist will be in touch within one working day.